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  • Home
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  • 916-442-8001
logo
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
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    • Loan Programs
    • Loan Process
    • Mortgage Basics
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Balloon Mortgages

A balloon mortgage has an interest rate that is fixed for an initial amount of time. At the end of the term, the remaining principal balance is due. At this time, the borrower has a choice to either refinance or pay off the remaining balance.

There are no penalties to paying off a balloon mortgage loan before it is due. Borrowers may refinance at any time during the life of the loan.

Balloon loans typically have either 5 or 7-year terms. For example, a 7-year balloon mortgage with an interest rate of 7.5% would feature this interest rate for the entire term. After 7 years, the remaining loan balance would become due.

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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 313365
www.nmlsconsumeraccess.org

Contact Us

1900 Point West Way, Suite 175
Sacramento, CA 95815
Phone: 916-442-8001
Raf@Wholesalewest.net

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